Preventing
Identity Theft
By Annette
Haddock
Heritage Elementary School
Bibb County, Georgia
Teachers
and students are not aware of many ways that identity theft incidences
occur. This year, 4.6 percent of the population has been a victim.
These victims spend approximately $800 per incident trying to
clear up the problems that they face. With the new knowledge
I acquired at the Georgia Educational Technology Conference in
the fall of 2004, I have a responsibility to share with my colleagues
and pupils ways to prevent identity theft.
Mr.
Caylen Tichenor kept his audience spell-bound with his stories
of identity theft and his wonderful suggestions. He is on staff
at the Oconee County RESA. His notes, which are on their RESA
web site (see Presentations and Handouts), offer many more
ideas that are valuable for students and teachers.
As a teacher,
my responsibility after a conference is to share information
that can make a difference to my colleagues. Teachers are busy,
so my plan to share many suggestions about ways to curb identity
theft is to add such notes to my signature on my email. A teacher
will read a short sentence at the end of an email but might not
read an entire email with numerous suggestions.
Some of the
best hints at this conference which I am in the process of doing
are as follows:
- Call 888-567-8688
and ask to have your name removed from the list so that you
will not continue to receive pre-approved credit card applications.
Someone could easily get one of these out of your mailbox.
- Only
use ATM’s at banks because a scanning device could
have been placed in the slot where you slide your card.
If an ATM ever seems difficult to work, stay away.
- Rules are
changing so that the consumer will start being able to get
a free credit report from each of the 3 credit bureaus. Spread
out your requests about every 4 months.
- Call each
of your credit card companies and ask them to flag your account
that you want to be notified if anyone ever requests any changes
on your account (change of address, higher limits, etc.)
- Not
only do you need anti-virus and spy blocking software on
your computer, but you also need 2 firewalls – one
for your hard drive and one for software. When you work
on your computer, you do not want the world to be watching
you!
Students
today are quite computer savvy. Since the beginning of video
games, children are “click happy.” They are accustomed
to moving quickly through those games, so they want to click
on most everything on internet sites. In the computer lab, teachers
need to establish rules which include clicking on no pop up ads,
closing any internet sites that look questionable, and using
no links from any of those questionable sites. Students must
learn to NEVER enter their names on any sites used at school.
Being aware,
being wise, being proactive can help keep you hidden from the
eyes of the internet world. Don’t let the criminals find
you. Keep yourself and your information as private as possible.
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